View source for Transaction risk analysis

''Payments - PSD2 - Strong customer authentication (SCA) exemptions''.

(TRA).

Transaction risk analysis is an exemption to the requirement for Strong Customer Authentication under PSD2.


Under the TRA exemption, a transaction can be flagged as a low-risk-transaction if:

* the fraud rate of the related payment service provider (PSP) is below a certain threshold, and
* a real time analysis has not revealed any risk.


If the issuer agrees, the individual card-based payment or credit transfer can be exempted from Strong Customer Authentication.


== See also ==
* [[3D Secure]]
* [[Credit transfer]]
* [[Issuer]]
* [[Payment service provider]]
* [[PSD2]]
* [[Regulatory Technical Standard]]
* [[Strong Customer Authentication]]
* [[Two-factor authentication]]

[[Category:Accounting,_tax_and_regulation]]
[[Category:The_business_context]]
[[Category:Identify_and_assess_risks]]
[[Category:Manage_risks]]
[[Category:Cash_management]]
[[Category:Financial_products_and_markets]]