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''Bank prudential management''.

(L/D ratio).

A simple measure of a bank's funding profile.

The L/D ratio divides the bank's loans by its deposits.


Both the loans and the deposits measure may be defined in different ways by different banks, so consistency of approach and definition are essential to ensure comparability.


== See also ==
* [[Funding]]
* [[Funding ratio]]
* [[Liquidity]]
* [[Liquidity Coverage Ratio]]
* [[Leverage Ratio]]
* [[Loan to stable deposit ratio]]
* [[Loan to stable funding ratio]]
* [[Net Stable Funding Ratio]]

[[Category:Accounting,_tax_and_regulation]]
[[Category:The_business_context]]