Loan to value - Revision history

imported>Doug Williamson: Mend link.

2022-06-26T11:46:18Z

Mend link.

← Older revision		Revision as of 11:46, 26 June 2022
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	* [[Covenant]]		* [[Covenant]]
	* [[Foreclosure]]		* [[Foreclosure]]
	* [[MBS]]
	* [[Mortgage]]		* [[Mortgage]]
			* [[Mortgage-backed securities]] (MBS)
	* [[Risk]]		* [[Risk]]
	* [[Security]]		* [[Security]]

imported>Doug Williamson: Add examples.

2021-02-11T02:29:24Z

Add examples.

← Older revision		Revision as of 02:29, 11 February 2021
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	Loan To Value is the ratio of the amount of a mortgage loan to the value of the residential property, or other asset, on which it is secured.		Loan To Value is the ratio of the amount of a mortgage loan to the value of the residential property, or other asset, on which it is secured.


			:<span style="color:#4B0082">'''Example 1'''</span>

			:A property is valued at £400,000.

			:The outstanding amount of a loan secured on it is £300,000.

			:The loan to value ratio is 300,000 / 400,000

			:= 75%


	The lower the LTV, the lower the risk for the lender.		The lower the LTV, the lower the risk for the lender.


			:<span style="color:#4B0082">'''Example 2'''</span>

			:Another property is also valued at £400,000.

			:The outstanding amount of a loan secured on it is £200,000.

			:The loan to value ratio is 200,000 / 400,000

			:= 50%


			All other things being equal, the loan in Example 2 carries lower risk for the lender.

imported>Doug Williamson: Add links.

2020-05-04T11:06:46Z

Add links.

← Older revision		Revision as of 11:06, 4 May 2020
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	== See also ==		== See also ==
			* [[Covenant]]
	* [[Foreclosure]]		* [[Foreclosure]]
	* [[MBS]]		* [[MBS]]
	* [[Mortgage]]		* [[Mortgage]]
			* [[Risk]]
	* [[Security]]		* [[Security]]

			[[Category:The_business_context]]
			[[Category:Corporate_finance]]
			[[Category:Investment]]
			[[Category:Long_term_funding]]
			[[Category:Identify_and_assess_risks]]
			[[Category:Manage_risks]]
			[[Category:Risk_reporting]]
			[[Category:Financial_products_and_markets]]

imported>Doug Williamson: Link with Foreclosure page.

2017-08-22T06:22:10Z

Link with Foreclosure page.

← Older revision		Revision as of 06:22, 22 August 2017
Line 9:		Line 9:

	== See also ==		== See also ==
			* [[Foreclosure]]
	* [[MBS]]		* [[MBS]]
	* [[Mortgage]]		* [[Mortgage]]
	* [[Security]]		* [[Security]]

imported>Doug Williamson: Create. Source: LTV page.

2017-08-22T06:00:47Z

Create. Source: LTV page.

New page

''Banking.''

(LTV).

Loan To Value is the ratio of the amount of a mortgage loan to the value of the residential property, or other asset, on which it is secured.

The lower the LTV, the lower the risk for the lender.

== See also ==
* [[MBS]]
* [[Mortgage]]
* [[Security]]