Non-investment product
From ACT Wiki
1.
Investment is spending that has the potential to expand the capacity of the economy directly.
Non-investment transactions and products are ones which do not do this directly. Non-investment transactions may nevertheless support productive investment indirectly, by enabling the flow of funds into, and within, the financial system.
2. UK NIPS Code
For the purposes of the UK NIPS Code, non-investment products include sterling wholesale deposits, foreign currency wholesale deposits, gold and silver bullion wholesale deposits, spot and forward foreign exchange, and spot and forward gold and silver bullion.