Non-investment product
From ACT Wiki
1.
Investment is spending that has the potential to expand the capacity of the economy directly.
Non-investment transactions and products are ones which do not do this directly. Non-investment transactions may nevertheless support productive investment indirectly, by enabling the flow of funds into, and within, the financial system.
2. UK NIPS Code
Non-investment products include sterling wholesale deposits, foreign currency wholesale deposits, gold and silver bullion wholesale deposits, spot and forward foreign exchange, and spot and forward gold and silver bullion.